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ARS — Address Resolution Service

SchemeVersion

string

ISO 20022 scheme version / SR year.

Allowed values:SR2025SR2026

Direction

string

Payment processing direction. OUTBOUND = sending; INBOUND = receiving.

Allowed values:OUTBOUNDINBOUND

PartyRole

string

ISO 20022 party role. Determines the PostalAddress24 XSD variant:

  • __2 variant (ultimate_debtor, ultimate_creditor, initiating_party):
    TownName AND Country are MANDATORY. FULLY_UNSTRUCTURED is NEVER permitted (REG-05).
  • __1 variant (debtor, creditor):
    Max 3 AddressLines. FULLY_UNSTRUCTURED is permitted until SR2026 cutover (2026-11-22T02:30:00Z) for INBOUND;
    banned OUTBOUND post-cutover.

Allowed values:debtorcreditorultimate_debtorultimate_creditorinitiating_party

AddressFormat

string

Detected or target address format classification.

Allowed values:FULLY_STRUCTUREDHYBRIDFULLY_UNSTRUCTURED

TargetFormat

string

Target conversion format. auto lets ARS select the best achievable format.

Allowed values:autoFULLY_STRUCTUREDHYBRIDFULLY_UNSTRUCTURED