RTransactionMessageRequest
objectEP-15 request. R-transaction exemption assessment for all addresses in message.
Optional — ARS auto-extracts from message XML if not provided.
Per-request overrides of the channelProfile configuration. Only fields present
here override the corresponding channelProfile value. Fields absent here fall
through to channelProfile. This is NOT a general-purpose configuration block —
it only overrides values already set in channelProfile.
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Analytics/audit passthrough AND processing fallback layer.
Fields labelled “Analytics + Processing fallback” are used as last-resort defaults
when both channelProfile and processingOptions leave a parameter unresolved.
Pure analytics fields are written to the ARS audit log but do not affect processing.
Processing precedence: channelProfile → processingOptions → context.
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RTransactionMessageResponse
objectTop-level processing decision.
Allowed values:ACCEPTREJECTPARTIAL_SUCCESS
ISO 20022 message type. R-transaction types (pain.002, pain.007, pacs.002,
pacs.004, camt.029, camt.052, camt.053, camt.054, camt.055, camt.056, camt.058, camt.110, camt.111) must be submitted to R-transaction endpoints only
(EP-07, EP-15). Submitting them to Check/Convert endpoints returns HTTP 422 (REG-06).
Allowed values:pain.001pain.002pain.007pain.008pacs.002pacs.003pacs.004pacs.008pacs.009pacs.010camt.029camt.052camt.053camt.054camt.055camt.056camt.057camt.058camt.060camt.105camt.106camt.107camt.108camt.109camt.110camt.111
R-transaction exemption assessment result.
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Full address processing result object (used in EP-01 and all Layer 1 responses).
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Processing statistics block returned on all endpoints.
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Legacy issue object. Preserved for backward compatibility with v4.0 integrations.
New integrations should use reasons[] instead.
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MandatePartyAddressRequest
objectEP-16 request. Address mandate determination for a single party.
Processing precedence: channelProfile → processingOptions → context.
Required. Name of a registered channelProfile. Loads pspCountry, payerPspCountry, payeePspCountry, scheme, schemeVersion.
Per-request overrides — scheme, schemeVersion, payerPspCountry, payeePspCountry.
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Provide sendingCountry/receivingCountry as fallback for EEA determination.
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MandatePartyAddressResponse
objectISO 20022 party role. Determines the PostalAddress24 XSD variant:
- __2 variant (ultimate_debtor, ultimate_creditor, initiating_party):
TownName AND Country are MANDATORY. FULLY_UNSTRUCTURED is NEVER permitted (REG-05). - __1 variant (debtor, creditor):
Max 3 AddressLines. FULLY_UNSTRUCTURED is permitted until SR2026 cutover (2026-11-22T02:30:00Z) for INBOUND;
banned OUTBOUND post-cutover.
Allowed values:debtorcreditorultimate_debtorultimate_creditorinitiating_party
TRUE if address is legally required for this transaction context.
Plain-English explanation of mandate determination.
Regulatory reference (e.g. EU Regulation 2023/1113 Art 4, OCT Inst Rulebook §3.2).
MandateMessageRequest
objectEP-17 request. Address mandate determination for all parties in message.
Per-request overrides of the channelProfile configuration. Only fields present
here override the corresponding channelProfile value. Fields absent here fall
through to channelProfile. This is NOT a general-purpose configuration block —
it only overrides values already set in channelProfile.
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Provide sendingCountry and receivingCountry for accurate EEA mandate determination.