---
title: "Payment & Messaging Hubs"
url: "https://dev.ionova.ai/solutions/hubs"
image: "https://dev.ionova.ai/_og/d/c_Ocean.takumi,title_~UGF5bWVudCAmIE1lc3NhZ2luZyBIdWJz,props_eyJ0aGVtZSI6eyJtb2RlIjoibGlnaHQiLCJjb2xvcnMiOnsicHJpbWFyeSI6IiMyRTUwOTAifX19,p_Ii9zb2x1dGlvbnMvaHVicyI,s_BOdZsRqVT5UUKNQ_.png"
---

[Docs](https://dev.ionova.ai/) › [Solutions](https://dev.ionova.ai/solutions) › Payment & Messaging Hubs

Provider & rails

# Enforce address quality _at the edge_.

You route traffic no single bank controls. Gate-and-repair every transiting `pacs` in-flight, corridor by corridor, under 50ms — one integration cleans traffic for every institution on the hub.

**The hinge —** the broadest enforcement point in the network is also the broadest billable service. The rollout unit is the _corridor_, not the client — light one up, then propagate.

Where you call _ARS_All in flight, at the network edge.

|                |                                                                                  |
| :------------- | :------------------------------------------------------------------------------- |
| Placement      | In-Flight                                                                        |
| Scope          | Message (routed pacs)                                                            |
| Channel preset | swift-cbpr-in / corp-host-to-host                                                |
| Pattern        | Edge gate: shadow per corridor → enforced, with a circuit-breaker; sub-50ms inline |
| Transports     | REST · IBM MQ · Kafka · SFTP                                                     |

Endpoints you'll _use_Classify, gate, repair, render — in line.

| Endpoint                              | Does                                                  |
| :------------------------------------ | :---------------------------------------------------- |
| EP-10 Check Message Addresses         | Gate all routed files at the boundary.                |
| EP-12 Convert Message Addresses       | Repair transiting pacs inline, keeping STP.           |
| EP-09 Process Batch Message Addresses | End-of-day sweep, up to 100 messages per call.        |
| EP-13 Render Message Addresses        | Down-render to legacy MT for far-side correspondents. |
| EP-14 Extract Message Addresses       | Portfolio readiness scan across all routed traffic.   |

Recommended _use cases_The widest reach of any audience.

securityGate-keep all routed files

Gate · Validate to Correct

Message In-Flight

The single enforcement point for traffic no single bank owns.

EP-10 / EP-12 Check and Convert Message Single-msg · pain + pacs

mergeRepair pacs.008 addresses in transit

Correct

Message In-Flight

Correct every transiting message inline, keeping straight-through processing.

EP-12 Convert Message Addresses Single-msg · pacs

stacksEnd-of-day batch compliance run

Process · all-steps

Message Both

Process up to 100 complete ISO 20022 messages in a single call.

EP-09 Process Batch Message Batch · any

outputRender a whole message for a legacy correspondent

Render

Message In-Flight

Down-render all addresses in a pacs.008 to unstructured for an MT correspondent.

EP-13 Render Message Addresses Single-msg · pacs to MT

**Watch out for —** the gate adds no routing latency (sub-50ms inline) and a **circuit-breaker** keeps payments moving if ARS is unavailable. Roll out **corridor-by-corridor** in shadow first. Pass returns / recalls through unmodified (EPC §8.3).

Where next

[Banks & PSPs](https://dev.ionova.ai/solutions/banks)[Integrations](https://dev.ionova.ai/integrations)[Channels](https://dev.ionova.ai/channels)[API reference](https://dev.ionova.ai/apis)