---
title: "Overview"
url: "https://dev.ionova.ai/"
image: "https://dev.ionova.ai/_og/d/c_Ocean.takumi,title_Overview,props_eyJ0aGVtZSI6eyJtb2RlIjoibGlnaHQiLCJjb2xvcnMiOnsicHJpbWFyeSI6IiMyRTUwOTAifX19,s_Y0uR-7XK1BrEzzKs.png"
---

ISO 20022 address resolution · 15 Nov 2026

# Fix every address. At source, or in the _message_.

One deterministic engine, two API groups, four operations — built for the people who move money. Submit any address and get it back corrected, regulation-aware and ready to transmit in a single call.

[Get started](https://dev.ionova.ai/get-started)[Find your path](https://dev.ionova.ai/solutions)[API reference](https://dev.ionova.ai/apis)

ARS · AutoCorrect✓ repaired

acme trading ltdLONDON??u.k.

<Nm> Acme Trading Ltd<TwnNm> London<Ctry> GB

✓ REPAIRED · sub-50ms · rule\_source EPC153-22 §4

27API endpoints

246countries

11+payment schemes

sub-50msP95 pipeline

~98%auto STP · >99% with the Workbench

Two places to fix an _address_At-Source, or In-Flight — before the network rejects it.

At-Source · you own the dataIn-Flight · on the rails

Master data→The file · pain→The gate→On the wire · pacs→The network · rejects 15 Nov 2026

ARS · one engine — Classify · Validate · Correct · Render · sub-50ms

**At-Source** — Treasury, Shared Services, TMS/ERP and VOP/CoP fix on their own turf. **In-Flight** — Banks and Hubs fix on the wire. **Overlay** — Compliance reads the structured output ARS leaves behind.

Start from who you _are_The use cases find you.

### [Originators](#originators)

At-Source · you own it

Treasury teams and shared-service centres that originate payments. Clean beneficiary data and `pain` files before they reach the bank.

Treasury · Shared Services / GBS →

### [Providers & rails](#providers-rails)

Embed · gate · resell

Banks, hubs, TMS/ERP and VOP/CoP that carry or build payments. Gate and repair on the wire, or embed the fix as your own feature.

Banks · Hubs · TMS/ERP · VOP/CoP →

### [Risk](#risk)

Overlay

Financial-crime teams. Inherit field-tagged addresses and cut screening false positives 40–60% — with no engine to replace.

Financial-Crime Compliance →

### [Delivery](#delivery)

Any stack

Consultancies and system integrators. Deliver the mandate with a pre-certified engine — not a 13–23-month build.

Consultancies & System Integrators →

Or jump straight to the API

[Party Address API](https://dev.ionova.ai/apis)[Message Address API](https://dev.ionova.ai/apis)[Core concepts](https://dev.ionova.ai/concepts)

ioNova AI · ARS v4.3 · Confidential

ISO 20022 · EPC153-22 · PMPG v1.11 · EU Reg 2023/1113